Last updated on September 14, 2026.
Introduction
New Credit Ideas, along with our affiliated companies, brings content to you through our Website and email delivery. As a marketing and data company, we also help advertisers reach targeted audiences using information we collect about consumers. Our advertising services span online platforms, in-app environments, email, phone-based marketing, and additional channels. The data we collect about individuals may be shared with third parties and sold as part of our business operations. We additionally provide cross-context behavioral advertising, which means we track and use your behavior across different websites and apps to deliver relevant ads.
The personal information we collect when you visit New Credit Ideas—including information you actively provide and information we gather about you—is addressed in this privacy policy. We describe our collection, use, storage, and disclosure practices here. Please refer to our terms of service for more information about our website.
Carefully review this policy to understand our personal information policies and practices. If you object to our policies and practices, you should not use our website or subscribe to our email list. By accessing this website, using our services, or otherwise interacting with what we offer, you accept and agree to this privacy policy.
Applicability Of This Policy And Outside Websites And Services:
The practices of third parties regarding their use of your personal information are beyond the scope of this Privacy Policy. This Privacy Policy and our privacy practices do not extend and may differ from those of third party websites that can be accessed through links from this website. We encourage you to review the privacy policies of any websites you access through links from New Credit Ideas.
We May Collect Your Personal Information In The Following Ways:
This website gathers information you submit directly, including your name, email address, phone number, mailing address, and any information provided via an inquiry form. The information collected may be supplemented with data obtained from affiliates, data brokers, and marketing or advertising partners. Some of these third parties are organizations that have obtained your personal information from their own services. Information is also automatically collected using cookies and other tracking technologies to support analytics and advertising activities. See below for more information.
Categories of Personal Data We Collect:
“Personal information” includes any data handled by the Company in the course of its business that identifies or can reasonably be associated, directly or indirectly, with a specific individual or household, regardless of how the data is stored or transmitted.
When you subscribe to the New Credit Ideas, we request certain personal details, including your name, date of birth, street address, e-mail address, and phone number. We also automatically collect information using cookies and similar technologies, such as IP address, imprecise geolocation (inferred from your IP address), device identifiers, timestamps, browsing behavior, and click-through data. Information relevant to advertising may also be obtained from data brokers or publicly available databases, including demographic information, interests, location history, or purchase activity. We limit our collection to data relevant to marketing campaigns. See “Your Privacy Rights” below for more information.
As required by California law, we disclose that during the past twelve (12) months we have collected the following categories of personal information: identifiers; personal information categories described in the California Customer Records Statute (Cal. Civ. Code § 1798.80(e)); protected classification characteristics under California or federal law; internet or other similar network activity; commercial information; professional or employment-related information; imprecise geolocation data; and inferences drawn from other personal information. The information collected may be sold or shared with third parties and our affiliated companies for marketing and advertising purposes. To opt out of the sale or sharing of your personal information visit here or call (833) 389-2884 at any time.
Sensitive Personal Information
We do not directly collect “Sensitive Personal Information,” which is data related to your race/ethnicity, religion, precise geolocation, LGBTQ+ status, health, financial accounts, or citizenship status. We do, however, indirectly collect, via automatic data collection technologies (e.g., cookies), data about your visits to web pages, which could indicate your interest in sensitive topics or membership in a sensitive group. For example, if you visit a page that is targeted to a specific ethnicity, or which gives information about a particular health condition, that may imply that you are interested in those topics. We do not make those inferences ourselves, but our affiliated group of companies, or other third parties to whom we disclose personal information may make these inferences. If your state or local laws prohibit the collection of Sensitive Personal Information without your consent, our affiliated group of companies will not make sensitive inferences. We do not collect or use any personal information relating to children under 18.
How We Use Data
We use personal information to send you newsletters that you request and to provide content or marketing messages by email or via other channels. We also share your personal information with our partner companies, who may also send you marketing messages by email or otherwise. You can opt out here. Our use of your personal information may be considered “cross context behavioral advertising” in some cases.
Personal Information Sharing
We sell or share personal information with companies who pay us and with our affiliated companies for use in marketing, including cross context behavioral advertising. We also share personal information with contracted service providers, for advertising, web hosting, fraud detection, analytics, information security, or similar services. When we share data, we put contracts in place with the recipients of our data to ensure appropriate data security measures and compliance with laws. We also share personal information where we are required by law (for example, in response to a warrant or court order), or to protect the health, safety, or rights of any person.
We may disclose personal information to appropriate authorities or third parties where required by law or legal process, including disclosures to law enforcement, courts, regulators, or governmental bodies, as well as to protect the rights, freedoms, or safety of individuals or to enforce our contractual terms, including collection-related matters. Personal information may also be transferred to a successor or purchaser as part of a business sale, merger, bankruptcy, liquidation, or similar proceeding.
Personal information may be shared with third parties where you have consented to such sharing, including for purposes presented to you when you submit the information or set out in this privacy policy.
Personalized Advertising, Analytics, and Data Sharing
We share personal information collected at this website with other third-party companies who may display advertisements on this or other sites, and for analytics and reporting purposes. These companies (who may include data brokers) use cookies, pixels, and other automated technologies to collect information about certain websites you visit and the advertisements you see or click, and may combine this with personal information from other sources and share it with other third parties for marketing and advertising purposes (also known as “cross-context behavioral advertising”). We (and our partners) collect your IP address, date and time of your visit to the website, or of actions you take here, your Internet Service Provider (ISP), and the browser type and version you use to visit this website. This information may be combined with personal information from other sources as described above and used to display advertisements from us or from other companies through email, websites, apps, social media sites, connected TV, or by other channels. We also use your personal information to analyze how you interact with this site and the advertising we display in order to understand and improve your experience.
Cookies, Pixels and Personalized Advertising
At this site, we use cookies and similar technologies to: (1) operate our site, (2) perform analytics and tracking to improve the user experience, (3) display personalized content and advertisements, and (4) monitor engagement with ads and other communications. Cookies are unique IDs that our server sends to your browser that allow your browser to be recognized when you visit certain websites. You can limit some or all cookies in your browser settings and you can also delete the cookies on your browser at any time. If you use a browser-based “do not track” setting, this may cause an “opt-out cookie” to be set on your browser, which blocks additional data collection.
Our Website uses several types of tracking technologies to automatically collect information. These technologies include cookies, which are small files saved to your computer’s hard drive. While you may choose to disable cookies through your browser, certain areas of the Website may not function properly as a result. If cookie settings are not adjusted, cookies will be placed during Website visits.
We may also use Flash cookies to store information about your preferences and interactions with the Website. Flash cookies operate independently from browser cookie controls, and instructions for managing them can be found on Adobe’s website.
We also use web beacons, pixel tags, and similar technologies embedded in our Website, emails, and affiliated platforms to track user engagement, verify system performance, and compile usage analytics.
Global Privacy Control Signals and Do Not Track Requests
We process Global Privacy Control (“GPC”) signals and other universal opt-out preference signals as valid opt-out requests for the sale and sharing of personal information. When we detect these signals from your browser or device, we will automatically opt you out of the sale and sharing of personal information, without requiring account creation or verification.. Our practices are not intended to track every site you view online. You may block or remove cookies through your browser’s settings whenever you wish. If you opt out of tracking or use a browser-based “Do Not Track” signal, including GPC, an opt-out cookie is stored on your browser to prevent certain data collection. If you later delete this cookie or adjust your GPC settings, automated data collection may begin again.
How To Exercise Your Personal Information Rights
You have rights with respect to your personal information (including any sensitive personal information), including: (1) to know what data we collect and how we use it–this policy is intended to tell you that, (2) to obtain a copy of the personal information we have collected about you, (3) to tell us not to share your information with third parties, (4) to have information deleted, or (5) to make other requests. You may exercise your rights at any time at this page, or by calling (833) 389-2884. If you still have questions or concerns after you have made a request, you can contact us using the contact information below. If we cannot resolve your issue, you may also be able to contact a local privacy authority in your state, if applicable.
If you would like to log complaints, please see below for contact information:
For the FTC: ReportFraud.ftc.gov or go to ftc.gov/complaint. You can also go directly to the Better Business Bureau complaint portal at bbb.org/file-a-complaint.
You don’t need to create an account to make a data rights request, and the information you provide when making a request will only be used to confirm that you have the authority to make such a request. However, to respond to your rights request we need to verify that you have the authority to make such a request by confirming the information requested relates to you. To do this, your request must provide enough information for us to confirm that you are the person whose information we have collected, or an authorized representative of that person; and make your request with enough detail for us to know what you are asking for and respond. We aim to respond to all verifiable requests within 45 days. If additional time is needed, we will inform you in writing within the initial 45-day period, explaining the reason and anticipated timeline, not to exceed an additional 45 days.
If your request is denied in accordance with applicable law and you wish to challenge that decision, or if you have questions or concerns about our privacy practices, you may reach out to us using the contact details provided below. Depending on your location, you may also have the right to contact a relevant privacy authority. We do not treat individuals differently for exercising their data protection rights.
Children’s Data Policy
New Credit Ideas is intended for use only by individuals 18 years old or older. New Credit Ideas does not knowingly collect information from children under the age of 18. New Credit Ideas will remove any personal information relating to a child younger than 18 if we become aware that it has been submitted to us. If you know or believe that we have information about a child under 18, please contact us by email at [email protected] or by mail at 3213 W MAIN RAPID CITY, SD 57702-2314 so that we may delete that information.
Protecting Personal Information
We have an information security program that includes commercially reasonable technical, organizational, and physical security measures to protect personal information from inappropriate exposure or misuse. Our program includes policies and procedures, training for our employees, and automated monitoring. We also audit our protective measures regularly to ensure resilience against evolving threats.
Data Storage Duration
We retain personal information for as long as necessary to fulfill the purposes described in this policy, including our marketing and advertising services, legal compliance, and dispute resolution. Data that is no longer required for these purposes is deleted or anonymized in accordance with our internal data management practices.
Changes To This Privacy Policy
This Privacy Policy may be changed or updated at any time, without advance notice. The updated policy will apply as of its published “effective date.” You are encouraged to review this policy periodically to stay current on how we collect, use, and share personal information.
U.S. Data Storage
This site and our technical infrastructure are located in the United States, and are intended for use only by users in the United States. By visiting this website, you acknowledge and agree that your personal information will be stored and processed in the United States, subject to the laws of the United States.
Contact Info
For any questions or concerns, please contact us at [email protected] or 3213 W MAIN RAPID CITY, SD 57702-2314.
