To ensure your funds are available to you when your classes begin, be sure to start the application process with your lender at least 2 months prior to the start of the term. To assist you in finding a lender, the following handouts provides an alphabetical historical listing of all lenders that students at American University have borrowed from in the past three years. Lenders that are no longer providing loans have been removed from the list. You may select any lender of your choosing, and you will not be penalized for choosing a lender not listed below.